Job Description

We are seeking a detail-oriented and motivated Associate Underwriter to join our growing underwriting team. This role involves evaluating and analyzing risks for various insurance products including Accident, Cancer, Heart, Disability, Hospital Indemnity, and Critical Illness coverage. The ideal candidate will bring strong communication skills, sound judgment, and a desire to grow in the underwriting profession. Key Responsibilities: Evaluate and analyze risk for health and life insurance products including Accident, Cancer, Heart, Disability, Hospital Indemnity, and Critical Illness. Participate in structured on-the-job training to build knowledge and proficiency in underwriting practices. Review and assess collected materials for risk appraisal and underwriting decision-making. Oversee and coordinate requests for additional underwriting documentation, such as Motor Vehicle Records (MVRs), inspections, application verifications, medical questionnaires, and other required forms. Communicate effectively and professionally with agents, applicants, company employees, and sales representatives to discuss underwriting policies, procedures, and medical-related inquiries. Apply underwriting guidelines, policies, and procedures accurately and consistently. Ensure timely and professional communication through phone, email, and written correspondence with both internal and external stakeholders. Qualifications: 1+ years of experience in application verification preferred. Prior experience in underwriting or life/health insurance is a strong plus. Strong attention to detail and organizational skills. Excellent verbal and written communication abilities. Ability to work independently and as part of a team. Eagerness to learn and adapt in a fast-paced environment. Pay Range: $22.31 - $32.91 per hour. Salary is commensurate to experience, location, etc. Horace Mann was founded in 1945 by two Springfield, Illinois, teachers who saw a need for quality, affordable auto insurance for teachers. Since then, we've broadened our mission to helping all educators protect what they have today and prepare for a successful tomorrow. And with our broadened mission has come corporate growth: We serve more than 4,100 school districts nationwide, we're publicly traded on the New York Stock Exchange (symbol: HMN) and we have more than $12 billion in assets. We're motivated by the fact that educators take care of our children's future, and we believe they deserve someone to look after theirs. We help educators identify their financial goals and develop plans to achieve them. This includes insurance to protect what they have today and financial products to help them prepare for their future. Our tailored offerings include special rates and benefits for educators. EOE/Minorities/Females/Veterans/Disabled. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status For applicants that are California residents, please review our California Consumer Privacy Notice All applicants should review our Horace Mann Privacy Policy Horace Mann

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